7802 Desperado Way, Boerne, TX 78015
3 beds · 2 baths · 2,248 sqft

Get a free consultation call with an expert in the mortgage assumption process.
1% Credit to Buyer's Closing Costs with Preferred Lender! Welcome to 7802 Desperado Way, a beautifully updated 3-bedroom, 2-bathroom home in the desirable Cielo Ranch Subdivision, just outside Fair Oaks Ranch. With 2,248 square feet of thoughtfully designed living space, this home seamlessly blends style, functionality, and comfort to create the perfect modern retreat. Step inside to an inviting open-concept layout, perfect for entertaining or relaxing with loved ones. The spacious living area flows effortlessly into the dining space and the heart of the home-the large chef's kitchen. Featuring an oversized island, gas stove, and ample counter space, this kitchen is truly a dream for cooking enthusiasts. Recent upgrades include a sleek black luxury kitchen faucet with a matching soap dispenser, as well as brand-new black kitchen cabinet and drawer pulls, adding a stylish, modern touch. The formal dining area provides an elegant setting for hosting dinner parties and special gatherings. For those working remotely, the dedicated office space offers a quiet and functional workspace. The owner's suite is a private retreat, highlighted by bay windows that bring in abundant natural light and an en suite spa-like bathroom with an oversized shower and double vanity. The home has also been upgraded with brand-new black door handles and matching black hinges throughout, creating a fresh and sophisticated feel. Additional standout features include a custom whole-house speaker system-perfect for music lovers, a brand-new in-wall central vacuum system for added convenience, and prewiring for a security system. Living in Cielo Ranch means enjoying fantastic community amenities, including a sparkling pool and a fun kids' playscape, ideal for soaking up the Texas sunshine. Plus, this home is zoned to the highly sought-after Boerne School District. With its prime location, luxurious upgrades, and thoughtful design, this home is truly special. Schedule your showing today and experience the lifestyle waiting for you at 7802 Desperado Way!
Source: SABOR #1836959
Source: SABOR #1836959
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
