780 Nehemiah Ln SW, Atlanta, GA 30331
3 beds · 3 baths · 1,600 sqft
Move in ready Townhome! Nestled in a vibrant community, this property is the ideal home for first-time home buyers! Located at the dead end of a quiet cul-de-sac, this is a perfect location for suburban quietness, but close to the hustle and bustle of the city! Just 10 minutes to midtown and 12-15 minutes to the Hartsfield-Jackson Atlanta Airport! You'll walk into a beautiful open layout, perfect for entertaining & everyday living. Hardwood floors throughout the first floor, brand new fireplace and beautifully fenced-in patio for your intimate gatherings, and contains a nice sized storage unit! The double doors of the patio allows for a nice flow for entertaining. New HVAC system and brand new stainless steel appliances in the kitchen, including a brand new dishwasher! Three generously sized bedrooms provide ample space for relaxation and privacy; the perfect roommate floor plan! The large primary master contains a beautiful en suite bathroom with a shower and a separate soaking tub, not to mention a generously sized walk-in closet! This Townhome has vinyl siding, which when pressure washed, looks brand new! Residents have access to community amenities, including a pool adding value to your lifestyle and is located in a secured and gated community! This area is expanding every day and has everything you need within 10 minutes drive, from restaurants (Longhorn Steakhouse, Starbucks, Blaze, Applebees & more restaurants coming), lovely parks for the kids, two libraries and all the shopping you need (Target, Ross, Marshalls & more)! FHA, VA, or Conventional loan approved. Don't miss the opportunity to make this exquisite townhouse your own. It's the perfect place to call home and enjoy all that Atlanta has to offer. Schedule a showing today Shows like a model home!
Source: FMLS #7475197
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7475197
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7475197
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.