7771 TWO RIVERS CIR, Parker, CO 80138
Discover this exquisite ranch-style home nestled on a sprawling 1.5-acre lot in the prestigious Tallman Gulch community. Offering rural tranquility and urban convenience, this home is moments from downtown Parker with easy commuting around Denver. Enjoy breathtaking sunsets and panoramic mountain views, extending from the Front Range to Longs Peak. Built in 2017, this home features an open floor plan, custom plantation shutters, luxury wide plank vinyl wood flooring, and a floor-to-ceiling stacked stone fireplace. The freshly painted interior boasts a gourmet kitchen with designer fixtures, an expansive island, double convection wall ovens, granite countertops, luxury stainless-steel appliances, a new refrigerator, tile backsplash, and a professionally designed walk-in pantry. The adjoining dining area is perfect for family gatherings. The large west-facing covered patio and custom concrete lower patio provide an ideal setting for outdoor entertaining, surrounded by over 20 custom-planted evergreens and trees in the expansive fenced-in yard. The main-floor primary suite offers a large custom-designed walk-in closet and stylish 5-piece bath. Two additional bedrooms share a full bathroom, and a charming home office completes the main level. The newly finished basement features a mantled stacked stone gas fireplace, an attractive kitchenette with white cabinetry, sink, and tiled backsplash. The spacious entertainment area, with tall ceilings and recessed lighting, also offers space for a gym. Two additional bedrooms and a full bathroom complete this lower level, alongside a large storage room with built-in shelving. The oversized 3-car garage provides ample storage with built-in shelving. Located in the quiet Tallman Gulch community, this home is close to downtown Parker, top-rated schools, and Bayou Gulch Regional Park. This exceptional home perfectly balances serene rural living with easy access to Denver's vibrant amenities. Your dream home awaits!
You may be able to put down less than the total down payment amount of $273,487 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #8276462
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