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777 Glen Valley Way

Dacula, GA 30019

4 beds · 3 baths · 2,940 sqft

$599,900

$2,979/mo with 3.95% Express Financing

$3,354/mo with 7% bank financing

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About this home

Discover this stunning 4-bedroom, 3-bath ranch home in the highly sought-after Appalachee Farms neighborhood. Boasting an open and inviting floor plan, the home features a formal dining room, a spacious living area, and a chef's dream kitchen with abundant storage, a central island, and a sunlit breakfast nook. The kitchen flows seamlessly into the family room with soaring ceilings and floor-to-ceiling windows that flood the space with natural light. Adjacent to the kitchen is an extra-large laundry room with extra storage as well. The main level offers three beautiful bedrooms, including a luxurious primary suite with dual walk-in closets and a spa-like bath featuring double vanities, a soaking tub, and a separate shower. Upstairs, you'll find an additional bedroom with a private bath, perfect for guests or a teen suite. The unfinished basement, already stubbed for a full bath, offers incredible potential for added living space and instant equity. With updates like a 3-year-old roof, a 2020 HVAC unit, and fresh exterior paint, this home is move-in ready and waiting for its new owners.

Source: GAMLS #10414243

2,940 sqft
0.42 acres
Single Family
Built in 2001

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 17, 2025 11:58 pm
Listing provided courtesy of: Mark Spain Real Estate (770) 886-9000
Details provided by GAMLS and may not match the public record.
MLS ID: #10414243
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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