776 Pine Meadows Rd, Orlando, FL 32825
3 beds · 2 baths · 2,090 sqft
Welcome to this Amazing Private Retreat!! Custom-Built home w/Sparkling Screened Heated Pool 37x15, with easy-care Salt System, backs to a secluded five acre wooded parcel** New 2024 Roof, Gutters and Downspouts, New Plumbing 2024, New HVAC 2020, New Water Heater 2023 and New Exterior Paint 2021** Screened Pool with Fiber-optic lighting, Newly refinished Acrylic Pool Decking and huge Lanai with 3 Ceiling Fans, also a large New Wood Deck outside** Newly Remodeled Kitchen has Gorgeous Wood Cabinetry w/ Crown Molding, New Refrigerator, Double Convection Split Oven with Warming Drawer, Two Pantrys with Roll-out Shelving, Tiled Backsplash, Pendant Lighting, SnackBar, and Eat-in area with lovely Garden Window overlooking pool!! This home welcomes you with a Double Door front entryway leading to a Open floor plan with Formal Living Room w/ Bay Window and separate Formal Dining Room** Vaulted Family Room w/Sliding Doors opens to Screened Porch/Pool with Generous Lanai and Decking all the way around!! Pool also features Special lighting with changing colors you control, Plant Misters, and direct Bathroom access** Remodeled Guest Bathroom has Double Sink Vanity and New Shower and Tiled Floor, with direct Pool access** Split Bedroom plan** Spacious Master Bath features Double Vanity, Garden Tub and Separate Shower, also Bidet, and Walk-in Closet** Newer Double Paned Windows and Plantation Shutters throughout home** All window treatments stay, including Cozy curtains on Lanai** Also a private Air conditioned room 11x7, that's a perfect home Office or craft room**Inside Utility Room w/ Laundry Tub**Garage has built-in Tool Storage cabinetry** Zoned Irrigation System on Well, new Well pump** Six-Panel Doors thru-out** Located in a Quaint neighborhood, low HOA fee, with Easy Access to 417, 408 and the airport** Close to Rio Pinar Golf & Country Club** Just minutes from Lockheed Martin, and Waterford Lakes Shopping and Restaurants** So Serene, you'll feel like you're on Vacation every day!!
Source: STELLAR #o6258419
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6258419
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6258419
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.