7759 ABBY BROOKS CIR, Wesley Chapel, FL 33545
** Dream Home Parade Featured Home ** Welcome to your dream oasis in the heart of Epperson Ranch! This exquisite luxury pool home, built in 2022, is a masterpiece of modern design and comfort, offering a blend of elegance, functionality, and the ultimate in Florida living. Dive into your private, resort-style saltwater pool, featuring $200k worth of upgrades, and enjoy the sparkling waters, expansive deck, and serene ambiance that make every day feel like a vacation. Beyond the pool, take in the tranquil and picturesque pond view, creating a perfect backdrop for relaxation and entertainment. Step inside to discover new flooring that enhances the flow and aesthetic of the home, complemented by elegant trim work, custom paint, and signature walls that add a touch of sophistication to each room. The stylish kitchen is the heart of this home, boasting upgraded appliances, a stunning backsplash, and custom lighting, perfect for entertaining. This culinary haven opens to a spacious living area, ideal for gatherings with family and friends. Cozy up by the beautiful stone fireplace, adding warmth and charm to the living space. Wine enthusiasts will appreciate the custom wine room, perfect for storing and showcasing your collection. The luxurious trim work and shutters create a timeless elegance that complements the modern design, while the enhanced living features, including a new roof, ensure your home is as functional as it is beautiful. The screened lanai is perfect for alfresco dining and relaxation. This home offers unparalleled versatility with a flex room featuring beautiful glass doors, making it an ideal office space aside from the five other bedrooms. For next-gen living, there is a full bedroom and full bath downstairs, providing convenience and privacy. Upstairs, you’ll find two separate lofts, maximizing space and providing versatile areas for work, play, or relaxation. Nestled in the highly sought-after Epperson Ranch community, you'll enjoy access to top-rated schools, shopping, dining, and the renowned Epperson Lagoon, the nation’s first Crystal Lagoon. The community amenities include the Epperson Lagoon with its clear blue 7-acre lagoon, walking and biking trails, and a vibrant community lifestyle with regular events and activities for all ages. This home is more than just a place to live; it's a lifestyle. Whether you're lounging by the pool with its beautiful pond view, cooking in your stylish kitchen, or exploring the vibrant community, every moment here is designed to be extraordinary. Don’t miss the opportunity to own this luxurious pool home in Epperson Ranch. Contact us today to schedule your private tour and experience the epitome of Florida luxury living!
You may be able to put down less than the total down payment amount of $412,689 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3536427