775 Stickley Oak Way, Woodstock, GA 30189
3 beds · 3 baths · 2,628 sqft
Situated in The Village at Towne Lake, this Seagrove-plan home is only .5+/- miles from Downtown Woodstock and the Woofstock dog park. The home includes an abundance of designer upgrades and features throughout. Enter into the two-story foyer, which leads to the incredible living area, which boasts 11-foot ceilings and Shaw weathered engineered hardwood floors. The fireside family room offers built-ins flanking the fireplace and a beamed ceiling with recessed lighting. The open floor plan allows the living room to flow seamlessly into the kitchen and sunlit dining area. The gourmet kitchen impresses with an island with seating, quartz countertops, double-stacked white upper cabinetry contrasted with warm wooden cabinets below, a 48-inch vent hood, a marble tile backsplash and stainless-steel appliances. Two telescoping sliding doors open fully to the courtyard, seamlessly uniting the interior and exterior living spaces. The same style doors open the main-level primary suite, which also connects to the courtyard. The primary suite also includes a luxurious en suite bathroom with dual vanities, an oversized, step-less entry, spa-like shower and a walk-in closet with built-ins and one of two washer and dryer sets. A half bathroom and access to the two-car garage complete the main level. The upstairs commences with a large landing lined with an office or study area and TV-watching area. This level also includes two en suite bedrooms, an oversized bonus room with lots of natural light and a second laundry room with a utility sink and storage options. The gated community of The Village at Towne Lake offers fantastic amenities, including a clubhouse, a fitness center, a large pool, outdoor firepits and an outdoor fireplace, a bocce ball court, two pickleball courts and two dog parks. Take your golf cart to Downtown Woodstock and enjoy the award-winning restaurants, shops and events, all just moments from your front door. Welcome home!
Source: FMLS #7367802
Source: FMLS #7367802
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7367802
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.