7725 Craighurst Loop, New Port Richey, FL 34655
3 beds · 2 baths · 1,676 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover this elegant 3-bedroom, 2-bath home in the exclusive gated community of Wyndgate, offering both luxury and convenience. With over 1,600 sq. ft. of thoughtfully designed living space, this home welcomes you with an open-concept great room and dining area, enhanced by stylish laminate flooring for a modern touch. The well-appointed kitchen features natural mica cabinetry, tile flooring, and ample storage, making meal prep a delight. Retreat to the spacious master suite, complete with dual walk-in closets and a luxurious tiled walk-in shower for a spa-like experience. A versatile third bedroom with French doors and a built-in desk offers the perfect space for a home office or guest room. Step outside to your screened lanai and enjoy Florida's sunshine while overlooking a beautifully landscaped backyard. Additional highlights include: - 10-year-old roof - A/C 3 years old - Solar panel system - 3-year-old instant/tankless water heater for endless hot water - Low-maintenance living with lawn care and trash pickup included in the HOA The HOA fee is $781 every 3 months (including cable) or $745 without cable, while water runs about $100/month. Residents also enjoy access to a community pool, with easy proximity to Tampa's top shopping, dining, and entertainment. Don't miss this opportunity to own a like-new home in a prime location with resort-style living! Schedule your tour today!
Source: STELLAR #TB8367353
Source: STELLAR #TB8367353
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.