7715 Indian Ridge Trl N, Kissimmee, FL 34747
3 beds · 2 baths · 1,656 sqft
Welcome to your dream home! This beautifully updated 3-bedroom, 2-bathroom property is located in a sought-after community offering resort-style amenities, including a pool, tennis courts, volleyball, and a park—all for a LOW annual fee. Ideally situated just 5 miles from Disney, 3.5 miles from the Margaritaville Resort Orlando, and minutes from premier shopping, dining, and entertainment, this home offers the perfect balance of comfort and convenience. Inside, the home exudes warmth and charm, with inviting spaces for relaxation and everyday living. The living room is a cozy retreat with plenty of natural light, complemented by new windows installed in 2021. The kitchen is well-appointed, offering easy access to the dining area and backyard through new sliding glass doors (2019), making it a breeze to entertain or enjoy meals al fresco. Step outside to your private backyard oasis, where a sparkling pool with a new pump (2020) awaits. The pool area, complete with a freshly painted deck and new screen enclosure (2022), is perfect for entertaining or unwinding. The spacious backyard offers room for outdoor activities, and the property backs up to a serene area with no rear neighbors, ensuring privacy. The primary suite provides a tranquil escape, complete with an en-suite bathroom, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Recent updates include a new roof (2024), new A/C unit (2022), and new garage door and motor (2020), ensuring worry-free living for years to come. Additional highlights include a new water softener system (2020), updated landscaping for added curb appeal, and a septic system updated in 2016. This home is conveniently located near major highways, including 429, 417, and I-4, making it easy to access all of Central Florida’s top attractions. Whether you’re visiting Disney, exploring nearby parks, or enjoying local dining and shopping, this home is perfectly positioned to enhance your lifestyle. Schedule your showing today and see why this move-in ready gem is the ideal place to call home!
Source: STELLAR #G5089806
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5089806
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.