7715 Indian Ridge Trl N, Kissimmee, FL 34747
3 beds · 2 baths · 1,656 sqft
Welcome to your dream home! This beautifully updated 3-bedroom, 2-bathroom property is located in a sought-after community offering resort-style amenities, including a pool, tennis courts, volleyball, and a park—all for a LOW annual fee. Ideally situated just 5 miles from Disney, 3.5 miles from the Margaritaville Resort Orlando, and minutes from premier shopping, dining, and entertainment, this home offers the perfect balance of comfort and convenience. Inside, the home exudes warmth and charm, with inviting spaces for relaxation and everyday living. The living room is a cozy retreat with plenty of natural light, complemented by new windows installed in 2021. The kitchen is well-appointed, offering easy access to the dining area and backyard through new sliding glass doors (2019), making it a breeze to entertain or enjoy meals al fresco. Step outside to your private backyard oasis, where a sparkling pool with a new pump (2020) awaits. The pool area, complete with a freshly painted deck and new screen enclosure (2022), is perfect for entertaining or unwinding. The spacious backyard offers room for outdoor activities, and the property backs up to a serene area with no rear neighbors, ensuring privacy. The primary suite provides a tranquil escape, complete with an en-suite bathroom, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Recent updates include a new roof (2024), new A/C unit (2022), and new garage door and motor (2020), ensuring worry-free living for years to come. Additional highlights include a new water softener system (2020), updated landscaping for added curb appeal, and a septic system updated in 2016. This home is conveniently located near major highways, including 429, 417, and I-4, making it easy to access all of Central Florida’s top attractions. Whether you’re visiting Disney, exploring nearby parks, or enjoying local dining and shopping, this home is perfectly positioned to enhance your lifestyle. Schedule your showing today and see why this move-in ready gem is the ideal place to call home!
Source: STELLAR #g5089806
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5089806
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5089806
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.