7682 SW 89th Ct, Ocala, FL 34481
3 beds · 2 baths · 1,967 sqft sqft
Move-In Ready 2023 Sunflower Model with over $35,000 in Upgrades & SMART Features in Weybourne Landing. Why wait for new construction when this 2023 Sunflower model in Weybourne Landing at On Top of the World is move-in ready and offers unbeatable value with over $35,000 in upgrades! Featuring SMART home technology with Alexa integration, this home seamlessly blends modern convenience with stylish design and luxury finishes. Stepping inside, you'll immediately notice the gorgeous 9-foot ceilings adorned with crown molding, creating an open, airy atmosphere that enhances the home's spacious feel. The upgraded kitchen is the heart of the home, featuring stainless steel appliances, a spacious island, custom pendant lighting, quartz countertops and under cabinet lighting. A large pantry provides plenty of storage, making it both a beautiful and functional space for cooking and entertaining. The owner’s suite is a peaceful retreat with a spa-like bathroom that includes dual sink vanity and separate oversized walk-in shower. The spacious walk-in closet is conveniently accessible to the laundry room, adding ease and functionality to your daily routine. This home boasts custom lighting, 20x20 ceramic tile flooring and energy-efficient SMART home features—control lighting, temperature, and security with Alexa for ultimate convenience. Along with a two-car attached garage, you’ll find beautifully landscaped front and back yards, adding to the home’s curb appeal. Enjoy the community amenities just a short walk away, including a clubhouse, fitness center, heated swimming pool, pickleball courts, and miniature golf. Located in Weybourne Landing, you'll also have easy access to nearby dining, shopping, and healthcare options, making this home the perfect choice for both comfort and convenience. This 2023 DREAM home is ready for you to move in today—schedule your private tour and see all that this upgraded SMART home has to offer! SELLERS ARE MOTIVATED so call for your Showing today!
Source: STELLAR #o6253500
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6253500
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6253500
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.