768 Willow Dr, Brighton, CO 80603
3 beds · 3 baths · 1,388 sqft
STUNNING 3-BEDROOM, 3-BATHROOM HOME WITH EXPANSIVE LOT AND A HOBBY GARAGE WITH 220V AND LOADS OF EXTRA LIGHTING. Welcome to this beautifully designed 3-bedroom, 3-bathroom home, where every inch of space has been thoughtfully utilized. Boasting the largest lot in the neighborhood, this property offers both privacy and room for outdoor enjoyment. Step inside to discover a well-planned layout that maximizes the home's square footage, offering spacious living areas and ample storage. The kitchen and bathrooms are updated, making this home ready for modern living. Granite countertops and backsplash highlight the kitchen with counter space galore, stainless steel appliances, and hardwood flooring. The eat-in kitchen shares an open concept into a large living room with a computer nook, very handy for working from home, kiddos doing homework, or playing on the internet. The large primary suite has a full ensuite bathroom and a walk-in closet. Loft area adds additional flex space for an office/den/TV area, or whatever you need the space to be used for! The garage has been transformed into a versatile hobby area, perfect for the DIY-er, or car enthusiast; even equipped with 220V electricity and enhanced lighting. Whether you're working on a project, storing gear, or just enjoying the space, it provides the ultimate home addition. Immaculately cared for systems include a brand new hot water heater, newer AC condenser unit, and a very clean HVAC system. Roof was replaced in 2017. The lot backs to an open space with a beautiful trail. Easy access to I-76 means you are a hop, skip, and a jump from all the amenities imaginable; health care, shopping, and dining just minutes from your home. Don’t miss out on this unique opportunity—schedule your showing today and experience everything this exceptional home has to offer!
Source: RECO #5909252
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #5909252
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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