768 Canberra Rd, Winter Haven, FL 33884
3 beds · 2 baths · 1,888 sqft
***SELLER IS OFFERING $2,000 TOWARDS AN INTEREST RATE BUYDOWN or TOWARDS BUYER'S CLOSING COSTS and a 1-YEAR HOME WARRANTY (with an acceptable offer)!*** Welcome to 768 Canberra Rd, located in the highly sought-after, gated/guarded community of Cypresswood, where country club living meets comfort and convenience. This beautifully updated 3-bedroom, 2-bathroom home sits on a generous 1/3-acre lot, offering spacious distance between neighboring homes and breathtaking sunset and pond views over the 18th fairway. The expansive 32'x40' screened lanai is designed to be a year-round sanctuary, offering a perfect blend of luxury and relaxation with a heated swim spa with solar panels, a 10'x12' gazebo and a natural gas fire pit. Inside, the home features an open floor plan with split bedrooms, providing privacy and space. The spacious great room flows seamlessly into the kitchen, which is equipped with a full appliance package including a stainless natural gas range, a stainless refrigerator, new farmhouse sink, breakfast bar, tray ceiling, updated lighting, and 2 closet pantries. Host unforgettable formal gatherings in the dining room, ideal for creating cherished memories with loved ones. The FL room, with sliding glass windows, is perfect for enjoying the natural light and serene surroundings and offers a lot of extra square footage which could make the perfect home office, gym, playroom or bar. The primary suite is an expansive 14'x21' and features a walk-in closet, lanai views, sliding doors that pocket open to the FL room, and an en-suite bath with a glass enclosed walk-in shower. The secondary bedrooms are generously sized and thoughtfully positioned near the guest bath for added convenience and privacy. The laundry room is equipped with a wash tub, and counter with cabinetry, making laundry chores a breeze. Recent updates include freshly painted interior rooms, a new spa pump motor (2024), new lanai screens (2024), new gazebo awning (2024), new lanai deck paint (2024), new kitchen and bathroom hardware (2022), updated fans, toilets, and waterproof exterior outlets on the lanai (2022). Additional features include a Spanish tile roof (2009), rain gutters, a Rinnai tankless natural gas water heater, an irrigation system with a separate meter, 2 car garage with built-in storage cabinets, an electric garage screen with remote, and an extended paver driveway that adds both durability and curb appeal, while creating a welcoming entrance to the property. Nestled in a quiet cul-de-sac with minimal traffic, this home offers peace and privacy while still being part of an active community. The Cypresswood community itself is a golfer's dream, with an 18-hole championship course, pro shop, Wellness Center, and a clubhouse with a restaurant and lounge. Enjoy the community pool, six lighted tennis courts, and a variety of social events throughout the year. Centrally located between Tampa and Orlando & less than 20 minutes from Legoland FL, this home is perfectly situated for both year-round and seasonal residents. Explore downtown Winter Haven, with its charming farmer’s markets, art festivals, breweries, wine bars, and diverse dining options. Known as the “Chain of Lakes” city, Winter Haven offers 20+ canal-connected lakes, ideal for water sports and lakefront dining. Come experience the lifestyle of Cypresswood and discover everything Central FL has to offer!
Source: STELLAR #P4933596
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #P4933596
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.