7672 Tuscan Bay Cir, Wesley Chapel, FL 33545
4 beds · 3 baths · 2,260 sqft
Waterview pond access in the vibrant Epperson Ranch Community of Wesley Chapel, renowned for its Top-Rated Schools and unparalleled amenities! This solar-powered gem offers the perfect blend of modern living and resort-style amenities. Located near the nation's first 7.5-acre Crystal Lagoon, enjoy low HOA fees and exclusive access to its stunning features, complete with cabanas, sandy beaches, a swim-up bar, kayaking, waterslides, paddleboarding, a shaded tot lot, event pavilions, and scenic paths for walking, biking or golf carts. Plus high-speed cable and internet are included. This exquisite two-story residence offers a stylishly designed 4-bedroom, 2.5-bath home with a spacious loft and thoughtful functionality. Upon entering the foyer, you’ll be greeted by a bright and open floor plan, enhanced by beautiful wood-look tile floors throughout the main level and a neutral color palette. The gourmet kitchen is a chef’s dream, featuring custom 42” cabinets, sleek quartz countertops, a designer backsplash, stainless steel appliances, large island with seating and chic pendant lighting. The walk-in pantry is enhanced with custom shelving, drawers, Quartz counter and wine refrigerator, all adding a touch of luxury. The heart of the home extends seamlessly outside through sliding glass doors, leading to your private backyard oasis. Perfect for entertaining or relaxing, this outdoor retreat boasts serene water views, a pergola with cooling misters, a travertine patio, a gas fire pit, and an equipped outdoor kitchen. Upstairs, the primary suite includes a spacious walk-in closet with custom built-ins and a spa-like en-suite bathroom with dual vanities. The second floor also houses three additional bedrooms and a versatile loft perfect as a playroom, reading nook or a home office. A dedicated upstairs laundry room offers built in cabinets for extra storage and practicality to everyday life. Additional features include a two-car garage, a NEMA 14-50 EV charging station and access to Epperson’s ULTRAFi technology, ensuring state-of-the-art connectivity for smart living. Residents can enjoy year-round events hosted by the Lagoon, such as live music, golf cart parades, and festive holiday celebrations. With its exceptional upgrades, meticulous attention to detail, and prime location, this home is move-in ready just in time for the holidays. Don’t miss your chance to own a home that truly offers it all – style, comfort, community, and location! Schedule your private tour today and prepare to fall in love!
Source: STELLAR #tb8316122
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8316122
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8316122
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.