7665 SW 63rd Lane Rd, Ocala, FL 34474
3 beds · 2 baths · 1,594 sqft
Welcome to this beautifully designed 3-bedroom, 2-bathroom home, built in 2022, offering 1,594 sq. ft. of modern comfort. With an open floor plan that maximizes space and light, this home is perfect for both relaxing and entertaining. The layout features two well-appointed guest rooms located at the front of the house, ensuring privacy for both guests and residents. The Primary Bedroom, situated just off the main living area, provides a serene retreat with a spacious walk-in closet. The heart of the home is the stylish kitchen, which boasts a large island, elegant granite countertops, and sleek black appliances. The adjacent living area flows seamlessly from the kitchen, creating an inviting space for gatherings. The Primary Bathroom is a true sanctuary, featuring a walk-in shower, double vanities with quartz countertops, and contemporary finishes. Additional highlights include a convenient 2-car garage and a well-thought-out design that enhances both functionality and aesthetics. Experience modern living at its finest in this charming home—where comfort and style come together effortlessly. Calesa is a great Family oriented neighborhood. With an extensive trails system including both dirt trail nature hikes, and paved fitness paths with yoga pavilions perfectly spaced throughout the community, Calesa Township is the place to be! Complete with community pools, soccer fields, and basketball courts. Resort style Community Pool has a covered Cabana Building for Parties. Even has an onsite Public K-8 Charter School and FAST Aquatic Center. If your concerned about high Insurance costs, current homeowners insurance costs $804 per year.
Source: STELLAR #om686166
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om686166
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om686166
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.