7649 Pineridge Ter, Castle Pines, CO 80108
3 beds · 3 baths · 3,778 sqft
SELLER SAYS SEND ALL OFFERS! Exquisitely located on the edge of 22 acres of HOA owned forest, a stone's throw from the Ridge Golf Course, blocks from the Sanctuary Golf Course and Daniels Gate walking and biking trails, and in a neighborhood with the most spectacular views, this home is the epitome of Castle Pines low-maintenance living. If the most private lot on a cul-de sac in Pine Ridge with a forest adjacent to the back of your home (which you get to enjoy but are not responsible for maintaining) appeals to you, this is the home for you. Ideal main level low maintenance living, featuring a grand entrance foyer, light and bright great room with forest views, vaulted ceilings and gas fireplace, main level office, main level laundry, formal dining, main level primary bedroom with large walk-in closet and 5 piece bath, second bedroom with 3/4 bath, and a low maintenance trex deck upon which you can enjoy birds, deer, wild turkeys, and other Colorado wildlife. The garden level basement offers additional living space or could be ideal for multi-generational living with a generous third bedroom including space which could be used as second office or sitting area, living room with gas fireplace, full bathroom and two additional bonus rooms with multi-purpose potential. This is a truly unique and special lot and location in the exceptional community of Castle Pines North, which offers access to a wide range of restaurants and amenities, recreation facilities, pickleball and tennis courts, playgrounds, and miles and miles of world-class trails. *Snow removal over 4 inches* *Class 4 impact resistant roof* Be sure to view the property video and website! https://youtu.be/RqEEd6F2g7o https://droneinspectionimaging.hd.pics/7649-Pineridge-Terrace
Source: RECO #6736019
Financials
Source: RECO #6736019
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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