7621 Paruline Dr, Austin, TX 78738
4 beds · 4 baths · 3,091 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the epitome of luxury living in the heart of Provence! This exquisite home exemplifies meticulous craftsmanship and modern elegance. As you step inside, you are welcomed by luxurious LVP flooring that seamlessly flows throughout the living areas, primary retreat and up the stairs. The kitchen stands as the centerpiece of the home, showcasing a breathtaking waterfall edge island, complemented by built-in stainless steel appliances and striking pendant lighting. The butler's pantry makes serving the dining room a breeze while entertaining. Indulge in the spa-like bathroom, featuring a freestanding tub, walk-in shower with hexagon tile flooring, dual vanities with upgraded quartz counters and fixtures. The oversized walk-in closet is perfect for all your storage needs. Cozy up by the floor-to-ceiling stone fireplace, surrounded by built-in cabinets, or step outside to the extended covered patio for al fresco dining and to admire the serene surroundings of established oak trees on this expansive lot. Generously sized bedrooms feature walk-in closets and are connected by a jack-and-jill bath. Upstairs, you'll find a versatile game room and media room, perfect for entertainment or relaxation. The garage offers ample space, with vertical room for additional living or storage needs, and includes a tandem space suitable for storage, a workout area, or a workshop. This home is more than just a residence; it is a masterpiece designed for comfort, luxury, and entertainment. Don't miss the chance to make this stunning property yours and experience the pinnacle of Provence living! Enjoy the convenience of being close to all that Bee Cave and Dripping Springs have to offer, as well as community amenities like a clubhouse, pool, playground, trails, and expansive open spaces. Plus, the youngest residents will attend the newest LTISD elementary school when it opens, adding to the community's appeal.
Source: ACTRIS #7493168
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #7493168
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.