7619 Sugar Plum Ln, Lithonia, GA 30038
4 beds · 2 baths · 2,734 sqft
PRICE IMPROVEMENT! Come see us at the Open House SUNDAY 9/28 at 2pm to view this Stunning 4-Bedroom, 2.5-Bath Home with Luxurious Master Suite and Impressive Outdoor Space Welcome to your dream home! This exquisitely maintained 4-bedroom, 2.5-bathroom property offers the perfect blend of comfort, style, and convenience. Owned by just one owner, it's nestled in a beautiful neighborhood featuring a clubhouse, pool, playground, and peaceful greenspace perfect for enjoying a vibrant community lifestyle. Inside, you'll find an inviting layout with plenty of space to spread out. The spacious master suite on the is a true retreat, boasting a huge walk-in closet and a luxurious ensuite bath complete with a separate soaking tub and shower perfect for unwinding after a long day. The three spacious secondary bedrooms upstairs share a convenient Jack-and-Jill bathroom, making morning routines easy for family or guests. Outside, the brick front adds elegance to the curb appeal, while the 2-car garage offers ample storage. Relax or entertain on the amazing rear covered extended patio, offering a private space for outdoor gatherings or quiet relaxation. This home is also perfectly located for convenience. Just minutes from shopping, dining, and entertainment, you'll have everything you need close by. Commuting is a breeze with easy access to I-20, and Hartsfield-Jackson Atlanta International Airport is just a short drive away, making travel a snap. This home offers not just a place to live, but a lifestyle ideal for anyone looking for the perfect blend of community, comfort, and convenience. Don't miss your chance to make it yours!
Source: GAMLS #10381451
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10381451
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10381451