7616 Heritage Dr, Aubrey, TX 76227
2 beds · 2 baths · 2,196 sqft
Best price per sf available in the neighborhood, and did I mention the house is gorgeous! Owner has already moved and purchased another home so their loss is your gain. Offering over 2,100 sq. ft. of living space, this home boasts 2 bedrooms, 2 bathrooms, an office, a bonus room adjacent to the living room, and a sunroom, ideal for year-round relaxation. Gorgeous ceramic tile flooring enhances the living areas, while plush carpeting adds comfort to the bedrooms. Stylish barn doors with glass separate the living room and bonus room and the primary suite provides access to a private sunroom. Bedroom 2 features a custom-built bookshelf, blending functionality with charm. The additional space in the garage is perfect for a workshop, gym, extra storage, or a man cave. This home comes with impressive upgrades, including plantation shutters, granite counters, kitchen pull-out drawers, glass back-splash, 5 burner stainless gas range, butler's pantry, upgraded closet shelving, back storm door, an attic lift, a built-in Vacuflo system, plumbing for a water softener, mud-room cabinets, large walk-in pantry, and an automated sprinkler system. Plus, the energy-efficient solar panels will be paid off by the seller at closing and provide extra low utility bills! Del Webb at Union Park offers an exceptional 55+ active lifestyle with clubhouse, resort-style pool, fitness center, and courts for bocce ball, pickleball, and tennis. Social activities keep residents active and engaged throughout the year. With an assumable rate of 2.25% this home is a must-see! You'll love all the extra touches you won't find in basic new construction, so come see this home before it's gone!
Source: NTREIS #20870818
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20870818
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.