761 Freedom Cir, Nolanville, TX 76559
4 beds · 2 baths · sqft sqft
Welcome to 761 Freedom, Nolanville—a true gem offering a perfect blend of modern upgrades and cozy charm! This 4-bedroom, 2-bath home is packed with thoughtful details, making it ideal for anyone ready to settle into a vibrant community. From the moment you step inside, you’ll notice the care and attention put into every inch of this home. The open-concept floor plan creates a natural flow, perfect for everyday living or entertaining guests. The kitchen is a chef’s delight, featuring stainless steel appliances, granite countertops, and a spacious pantry. Whether you’re hosting dinner parties or enjoying casual family meals, this kitchen is built for both style and function. The living room, filled with natural light, leads to a covered patio—an outdoor retreat ready for year-round enjoyment! Every bedroom is generously sized, offering comfort and versatility for your lifestyle. The master suite comes complete with a luxurious walk-in shower, granite counters, and dual sinks for a spa-like experience right at home. Plus, with a front and back irrigation system, maintaining your beautiful yard is a breeze. Major Bonus—this home qualifies for a USDA Loan with 0 down! That’s right—an incredible opportunity to make homeownership even more accessible. Additional perks? The sellers are leaving behind their refrigerator, washer, dryer, automatic blind system, and even a bidet for that extra touch of luxury. They’ve also recently painted and updated the front door, so all that’s left for you is to move in and make it your own! Nestled in the sought-after Liberty Springs Subdivision, this home provides easy access to local amenities and major roadways, offering the best of both convenience and community. Don’t miss your chance to claim this beautiful property as your own. Schedule a tour today and experience all that 761 Freedom has to offer!
Source: CENTRALTEXAS #560066
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #560066
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #560066
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.