7607 Sun Shimmer Vw, Colorado Springs, CO 80908
4 beds · 4 baths · 2,619 sqft
Step into this stunning home, where warmth and elegance greet you from the moment you enter. High 9-foot ceilings and rich hardwood floors stretch across the main level, creating an inviting atmosphere bathed in natural light from expansive windows. The open-concept layout seamlessly blends sophistication with comfort, making it perfect for both everyday living and entertaining. At the heart of the home, the kitchen is a chef’s dream, boasting sleek granite countertops, modern stainless-steel appliances, and exquisite dark staggered cabinetry that adds a touch of refinement. A spacious kitchen island provides ample prep space and flows effortlessly onto a charming side patio—ideal for outdoor dining and gatherings. Upstairs, you'll find a thoughtfully designed loft, offering additional living space that provides separation between the luxurious primary suite and two generously sized spare bedrooms. The primary retreat features his-and-hers walk-in closets and a spa-like en-suite bathroom with a double vanity, accent-tiled shower with a built-in bench, and plenty of storage. Step onto the private balcony to enjoy your morning coffee in peace. Across the hall, two additional bedrooms share a beautifully appointed full bathroom with a double vanity, and a conveniently located laundry room adds ease to daily routines. The fully finished basement expands your living space, offering a fourth bedroom, a full bathroom, and a spacious recreation room—the perfect private retreat for guests or extended family. From the welcoming foyer to the sunlit living spaces, every detail of this home is thoughtfully designed to create a harmonious and comfortable lifestyle. Experience the perfect balance of elegance and functionality in this exceptional home—ideal for modern living and effortless entertaining.
Source: PPMLS #9544809
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #9544809
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.