7606 S Sparkman St, Tampa, FL 33616
4 beds · 4 baths · 2,832 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Stunning 4-Bed, 3.5-Bath, plus Bonus room with a Pool & Spa – Ultimate Florida Living! Welcome to your private South Tampa retreat, where indoor-outdoor living blends seamlessly! This 4-bedroom, 3.5-bath home is perfectly located on an oversized lot on a quiet dead-end street in a family-friendly neighborhood, just a short bike ride to Picnic Island Beach Park and MacDill AFB and only minutes from downtown Tampa. A brand-new roof ensures peace of mind for years to come. The outdoor area is designed for the ultimate Florida lifestyle, featuring a screened-in pool and spa, perfect for relaxing, entertaining, and enjoying Florida’s sunshine without worrying about mosquitoes. The oversized fenced-in lot provides ample room for lounging, dining, and hosting unforgettable gatherings with a beautiful view of the pool and spa. Inside, the home is just as impressive! The kitchen boasts updated appliances, offering a sleek and stylish space to cook and gather. Downstairs, beautiful luxury vinyl flooring adds both elegance and durability. The open-concept kitchen and living area flow effortlessly into the expansive screened-in back patio and pool, making indoor-outdoor entertaining a breeze. Upstairs, the home offers several bedrooms and bathrooms, providing plenty of room for family and guests, along with a versatile loft space offering extra room for work, play, or relaxation. To top it off, the primary suite is a true retreat, featuring a decorative ceiling, large walk-in closet, separate sinks, soaking tub, and walk in shower. This home combines ample space, modern comforts, and an unbeatable location to provide the perfect Florida lifestyle—whether you're soaking in the spa after a long day, enjoying a morning coffee by the pool, or taking a quick bike ride to the water. Don’t miss this opportunity—schedule your showing today!
Source: STELLAR #TB8365910
Source: STELLAR #TB8365910
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.