76 Long Meadow Ct, Rotonda West, FL 33947
4 beds · 2 baths · 2,225 sqft
Live the Florida Dream in This Stunning Home with a Poolside Oasis! Discover your perfect Florida retreat with this beautifully 4-bedroom home, complete with a bonus room ideal for a home office! Nestled on a peaceful cul-de-sac, this property offers ultimate privacy with serene golf course preserve views and the highly desirable Southeastern rear exposure. Recent updates include a new roof (2023), a replaced air handler in the AC system (2021), and a new water heater (2017) for added peace of mind. Inside, enjoy gorgeous tile floors throughout, including elegant ceramic wood-look planking in several rooms. The wide-open kitchen is a chef's dream, featuring 42-inch wood cabinets, under-cabinet lighting, a stylish backsplash, granite countertops, and a convenient breakfast bar. Adjacent breakfast nook and dining spaces create inviting venues for meals and gatherings. The modern stainless steel appliances complete this stunning kitchen. The luxurious master suite is designed for relaxation, offering a spacious walk-in closet, twin vanities, a garden tub, a walk-in shower, a private commode, and a door leading to the lanai. Three additional bedrooms with ample closets provide plenty of space for family or guests, hobbies, workouts and more. The second bathroom conveniently doubles as a cabana bath for seamless outdoor access. The stand alone room is perfect for an office, library, craft room or sitting room. Step into your backyard paradise, where the highlight is a sparkling pool added in 2018. Designed for fun and tranquility, it features a sun step for lounging, paved decking, and ample space to chill and grill. A bubbling fountain enhances the serene ambiance, making this the ultimate spot for entertaining or unwinding. Watch the wildlife in the trees behind the fenced yard giving you a buffer from weather and space for the pets to run. Located in Rotonda, a welcoming golf community with a vibrant community calendar, this home provides easy access to nearby stores, medical centers, Iconic Boca Grande Beach, Manasota Beach, Historic Downtown Dearborn, farmers markets, and more. With 12 golf courses within 15 minutes and all the best of Florida living at your fingertips, this home truly has it all. Don't wait—schedule your showing today and start living the Florida dream!
Source: STELLAR #d6139228
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #d6139228
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #d6139228
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.