76 E Craig Dr, Chicago Heights, IL 60411
3 beds · 2 baths · 1,196 sqft
Stunning 3-bedroom, 2-bathroom, split-level home is located in the desirable South Suburban Chicago Heights, offering a perfect blend of modern updates and classic charm. Step inside to discover beautiful hardwood floors that grace the main level and all three spacious bedrooms. The recently remodeled full bathroom is a true standout, featuring a sleek smart mirror above the vanity, dark navy cabinetry, and floor-to-ceiling glossed ceramic tile. The high-end finishes include black onyx glass shower doors, gold hardware, and a crisp white countertop that complements the grey wall tiles, creating a stylish and serene space. The well-appointed kitchen boasts stainless steel appliances, including a range, microwave, refrigerator, and dishwasher. The soft brown-toned cabinetry pairs beautifully with the dark granite countertops, making this kitchen both functional and aesthetically pleasing. This home is enhanced with modern light fixtures, including a chandelier in the dining room and ceiling fans in the living room and each bedroom for added comfort. You'll also appreciate the newer white vinyl windows throughout the main and upper levels, allowing plenty of natural light to flow throughout the home. The home's attached two-car garage has a newly installed garage door and opener giving entry access to the lower level entering the laundry room with washer and dryer, that staying with the property. So much more to see in this move-in-ready property. Don't miss out on this fantastic opportunity to make this house your new home. Schedule a tour today
Source: MRED #12306438
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MRED #12306438
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.