1 of 41
$580,000

7591 Pineridge Trl, Castle Pines, CO 80108

2 beds · 2 baths · 1,673 sqft sqft

Welcome to this pristine home in Castle Pines! Nestled in the serene, upscale Pineridge neighborhood, this meticulously maintained home offers a rare combination of modern updates and timeless elegance, situated just steps away from one of the most prestigious golf courses in the area known as The Ridge. Every detail of this home reflects the care and pride of ownership, with thoughtful updates that enhance its beauty, comfort, and functionality. This home has over 50k in tasteful updates from brand new windows, paint and floors, retractable balcony shade, Duct cleaning, HVAC, Brand new kitchen and bathroom granite counters and sinks and much more making this home completely move in ready, and leaving nothing left to be desired! From the moment you approach the home, you’ll notice the fresh exterior paint. Upon entering, you’re greeted by an expansive and light-filled interior that boasts new, energy-efficient windows throughout. The flooring has been completely updated with hardwood and high-quality carpeting. The spacious living areas flow seamlessly from one room to the next. Every room showcases the homeowner’s attention to detail, with fresh paint in neutral, modern tones that enhance the home's airy and inviting atmosphere. The kitchen has been updated with new appliances, custom cabinetry, and re-grouted and sealed countertops. Adjacent to the kitchen is a dining area that offers direct access to the balcony, perfect for dining or simply enjoying the tranquil surroundings. Being steps away from a prestigious golf course and trails, this home offers easy access to world-class golfing, as well as a variety of other recreational amenities. Whether you’re an avid golfer or simply appreciate the beauty and tranquility that comes with living near such a well-maintained course, this home offers the best of both worlds: a luxurious retreat that’s close to nature, yet convenient to shopping, dining, and top-rated schools.

Interest rate 3
3.5%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,038
With Roam
$1,313
Reduce your monthly payments by $274 when you assume this mortgage.
You also save $60,748 in total interest paid.

$411,035
Edit

You may be able to put down less than the total down payment amount of $411,035 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Size
1,673 sqft
Lot size
0.02 acres
Year built
2002
Type
Single Family Residence

Source: RECO #5429481

Loan
Remaining term
18 years, 5 months
Rate
3.5%
Monthly P&I
$1,038
Remaining loan balance
$168,964

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

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An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

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Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Oct 22, 2024 08:50 am
Listing agent: Matthew Tota (719) 964-7229
Listing provided courtesy of: REALTY PROFESSIONALS LLC (303) 988-7767
Details provided by RECO and may not match the public record.
MLS ID: #5429481
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Everystate are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,038/mo
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