7591 Pineridge Trl, Castle Pines, CO 80108
2 beds · 2 baths · 1,673 sqft
Welcome to this pristine home in Castle Pines! Nestled in the serene, upscale Pineridge neighborhood, this meticulously maintained home offers a rare combination of modern updates and timeless elegance, situated just steps away from one of the most prestigious golf courses in the area known as The Ridge. Every detail of this home reflects the care and pride of ownership, with thoughtful updates that enhance its beauty, comfort, and functionality. This home has over 50k in tasteful updates from brand new windows, paint and floors, retractable balcony shade, Duct cleaning, HVAC, Brand new kitchen and bathroom granite counters and sinks and much more making this home completely move in ready, and leaving nothing left to be desired! From the moment you approach the home, you’ll notice the fresh exterior paint. Upon entering, you’re greeted by an expansive and light-filled interior that boasts new, energy-efficient windows throughout. The flooring has been completely updated with hardwood and high-quality carpeting. The spacious living areas flow seamlessly from one room to the next. Every room showcases the homeowner’s attention to detail, with fresh paint in neutral, modern tones that enhance the home's airy and inviting atmosphere. The kitchen has been updated with new appliances, custom cabinetry, and re-grouted and sealed countertops. Adjacent to the kitchen is a dining area that offers direct access to the balcony, perfect for dining or simply enjoying the tranquil surroundings. Being steps away from a prestigious golf course and trails, this home offers easy access to world-class golfing, as well as a variety of other recreational amenities. Whether you’re an avid golfer or simply appreciate the beauty and tranquility that comes with living near such a well-maintained course, this home offers the best of both worlds: a luxurious retreat that’s close to nature, yet convenient to shopping, dining, and top-rated schools.
Source: RECO #5429481
Interest rate and monthly payment estimated based on public records.
Source: RECO #5429481
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5429481
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