VA loan
1 of 52
VA loan
$525,000 SIGNIN

Sign in to see required down payment for the 2.875% rate

759 Villa Park Rd, Kissimmee, FL 34759

2 beds · 3 baths · 2,463 sqft

Welcome to this AMAZING NAPLES Model with a larger CORNER LOT and CONSERVATION VIEW. This awesome HOME is one of the largest homes in Solivita, and a delightful place to entertain. Begin your journey in the PRIVATE Courtyard; an outdoor space for a water feature, plants, or just relaxing. Enter through the LEADED GLASS front door. There is 18 inch CERAMIC TILE in the kitchen, foyer, great room, lanai, dining room, laundry room, halls, and all bathrooms. Appreciate the CUSTOM ILLUSION BLINDS throughout this GORGEOUS home. There are an abundant of UPGRADES to include the following: The GREAT ROOM has a Minka Fan, CUSTOM drapes, and a vaulted ceiling. The DINING ROOM has a CHANDELIER, CROWN molding, and custom DRAPES. The KITCHEN has a BREAKFAST area, CORIAN counters, Stainless Steel appliances to include a 2024 LG four door Smart Refrigerator with an extended warranty, 24 FULL extension PULL OUT drawers with CUSTOM drawer pulls and handles, an ISLAND, RECESSED Pendant Lighting, back splash, under CABINET LIGHTS, a deep double SINK and faucets, garbage disposal, and a large WALK-IN PANTRY. Enjoy the BUTLER pantry with a backsplash and CORIAN counters. The PRIMARY BEDROOM has LUXURY Vinyl Plank Flooring, a HUGE Walk-In closet that was customed designed with drawers, long and short hanging areas, a bench over head storage, and a DIMMABLE light. PRIMARY BATHROOM has a walk-in shower with seat, custom hand held SHOWER HEAD, DUAL SINKS, wall to wall cabinets with full extension pull-outs, and CUSTOM LIGHTS above mirrors. The GUEST SUITE has double doors opening and made an OFFICE with shelves. The GUEST SUITE BATHROOM has a walk-in shower with a handheld shower head, custom hardware on the CABINETS, and five PULL OUT drawers. The LAUNDRY ROOM has 42" CABINETS, stainless steel SINK, and a bench with cushions. The LANAI is extended, enclosed with two 16' SLIDING DOORS, hard top ROOF, two ceiling fans, woven custom blinds made for windows plus that beautiful VIEW. The GARAGE has CUSTOM made shelving on both sides, overhead shelving, and an EPOXY garage floor. Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.MAKE THIS HOME YOURS TODAY.

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$1,912
$2,409
You may also save up to $150,566 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,409 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.875%
Remaining term
25 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,912
Principal & interest
$963
Mortgage insurance
-
Property taxes
$196
Home insurance
$476
HOA fees
$276
Utilities
Not included

Source: Public records

Home details
Size
2,956 sqft
Lot size
0.25 acres
Year built
2013
Type
Single Family Residence
HOA dues
$276.00

Source: STELLAR #S5122346

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:15 am
Listing agent: Dale Pautz (863) 669-7559
Listing provided courtesy of: BORCHINI REALTY (407) 791-1789
Details provided by STELLAR and may not match the public record.
MLS ID: #S5122346
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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