7584 Winderemere Park, Riverdale, GA 30274
3 beds · 3 baths · 1,898 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step inside this beautifully remodeled 3-bedroom, 2.5-bath home and discover a space that's been thoughtfully upgraded from top to bottom. From a new dual system HVAC unit to cabinet knobs, this one is move in ready. The main level offers the ultimate in convenience with a spacious primary on the main floor, complete with double closets and a luxurious ensuite bath featuring a walk-in shower and a deep soaking tub-your personal sanctuary. Upstairs, a huge bonus room with an expansive full bathroom provides endless possibilities-whether you need a guest suite, media room, home office, or playroom. The secondary bedrooms each offering large walk-in closets, giving everyone their own space to spread out. The entire interior has been freshly painted, including the walls, ceilings, and trim, giving the home a clean, modern feel. Brand new top-grade LVP flooring flows throughout the main areas, complemented by soft wall-to-wall carpeting in the bedrooms and bonus room. The kitchen and bathrooms shine with sleek granite countertops, while new stainless steel appliances make cooking a joy. A new dual system HVAC unit, all of the electrical components have been updated - from switches and outlets to lighting and ceiling fans-along with all-new plumbing fixtures, shower valves, and even a new water main. The tubs, showers, and tile bath floors have been beautifully resurfaced, and the powder room features a brand new vanity and fixtures. Even the door hardware, hinges, knobs, and cabinet pulls have been replaced to tie the entire renovation together in style. Beyond the home itself, the location is exceptional-just minutes from both I-75 and I-85, and only about 20 minutes south of Atlanta Hartsfield-Jackson International Airport. Whether you're commuting or jet-setting, getting around is a breeze. You'll also love the easy access to shopping, dining, and recreation, all just minutes from your front door. Best of all, there are no rental restrictions, making this home a fantastic opportunity for investors as well. Whether you're looking for a primary residence or a savvy addition to your portfolio, this home checks every box.
Source: GAMLS #10486452
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10486452
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.