758 Holston Creek Church Rd, Inman, SC 29349
4 beds · - baths · sqft
This is it, a beautiful home in a country setting with mountain views to enjoy. This mostly level lot on 1.27 acres includes 4BR, 2.5 BA. Located In the desired Gramling Inman area, district 1 Gramling Campobello schools. Step inside and see the premium hardwood floors and spectacular fire place. Your dining experience can entertain this winter and enjoy the fire amongst family and friends. The living room features fireplace with built-ins on either side and a trey ceiling. As you step around to the kitchen, it offers a breakfast area that overlooks the back yard accompanied by a large trex deck for outdoor enjoyment, beautiful custom cabinets, stainless steel appliances including a nearly new refrigerator. Opposite of the kitchen is the owners suite to unwind your day. The primary bedroom suite presents with double trey ceilings, walk-in closet, dual vanities, jetted tub and walk-in tiled shower. A split floor plan is very desirable as it suits the needs for many, just picture the possibilities to make this home yours. Step past the kitchen to find access to the very large 4th bedroom paired with a big walk in closet. So much to have on single level living, this is one not to miss. Did you notice the large laundry room with shelves, cabinets and closet? There is even a whole house water filtration system that was installed rather recently. Stepping outside, you will find a large outbuilding with entry that would be great for any outdoor toys. Maybe there is a gardener of the home or it will make a great workshop for the tinkerer.The back yard is fully fenced already, so this home is not one to miss. Home being sold "AS IS" and would be great for you to put some final cosmetic touches to make everything just as you'd prefer.
Source: GREENVILLESC #1542428
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1542428
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1542428
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