756 S Osage St, Denver, CO 80223
2 beds · 1 baths · 983 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Captivating updated Athmar Park home is here for your discovery. The open living area is enhanced by a gas fireplace and plenty of space for different layouts. Excellent Eastern views from the back bedroom, newly updated sunroom and backyard make sunrises amazing here. Everything in the bathroom, including the tub, has been completely replaced, with great finishes. The interior has been freshly painted with new flooring in the kitchen, bedroom and bathroom. Tasteful light fixtures and modern updates throughout the home highlight the hardwood flooring and bring out the best of the classic design. Large windows in the front bring in great afternoon light. The deeper garage allows for storage of bikes or gear with additional parking in the carport or on the new alley driveway. This backyard is situated wonderfully for outdoor gatherings or enjoying the view. Featuring newer retaining wall, siding, windows, sewer line, A/C, HVAC system, electrical panel and landscaping, there is peace of mind living here. Tucked away a bit from Alameda and Federal this home feels apart from the traffic. Located very conveniently near I-25, with easy access to South Broadway, Santa Fe BLVD and also close to HWY-6 to head West. Just a short walk to Aspgren Park and Huston Lake Park. This is a wonderful opportunity to own an updated home in an up-and-coming neighborhood!
Source: RECO #6574542
Source: RECO #6574542
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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