755 GREEN VALLEY RD, Palm Harbor, FL 34683
***ASSUMABLE FHA MORTGAGE at around half of today's interest rate, saving you hundreds of dollars on your monthly payment.*** Completely remodeled with BONUS ROOM, NO HOA. Turn-key home offering comfort, elegance, and style. Welcome to Green Valley Estates and make this beautiful 3 bedrooms, 2 bathrooms, 2 car garage with a bonus room, home yours! New AC, Water Heater, and Water softener were all replaced in 2021. Roof was replaced in 2015. Newer Doors and Windows and a Newer Fence providing privacy in your fully landscaped backyard. Step into elegance as you enter this stunning split-floor plan home, where natural light floods the open living spaces. This home boasts a spacious living room that flows seamlessly into the open kitchen and dining area, all adorned with light natural hardwood flooring. The large master suite is a retreat in itself, complete with a generously sized walk-in closet. The kitchen is a chef's dream with shaker-style cabinets, granite countertops, a custom pantry, and new stainless steel appliances from 2021. Recent upgrades include new crown molding and baseboards throughout. Step outside through the glass sliding doors from the formal dining room onto the inviting patio, featuring a deck and an above-ground pool, perfect for unwinding and entertaining. Conveniently situated within close distance to the Palm Harbor library and J. Stephen Putnam Park, this home is also close to top-rated schools, popular restaurants, and shopping centers. Easy access to US-19. Don't miss out on the chance to explore this exquisite property and envision it as your next home sweet home!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3544065