7548 Turtle View Dr, Ruskin, FL 33573
4 beds · 2 baths · 1,821 sqft
PRICE ADJUSTMENT! Nestled on a quiet street in the sought-after Cypress Creek community is where you’ll find this 4-bedroom, 2-bathroom, 1821-square-foot home. As you approach, you notice the meticulously kept landscaping leading to your two-car garage and front door. Upon entering, recently installed luxury vinyl plank flooring (2021) guides you into the OPEN PLAN living, kitchen, and dining room. The kitchen is equipped with freshly painted cabinets and newly installed epoxy countertops (2024), along with a newer microwave (2022) and dishwasher (2023). All four bedrooms have newly installed carpets (2024) with the primary bedroom tucked away at the back of the home for additional privacy. The primary bedroom has TWO walk-in closets and an en-suite bathroom including a large SOAKING TUB, walk-in shower, and dual sinks. To the front of the home, you’ll find the remaining three bedrooms, second bathroom, and a laundry room leading to the UPGRADED GARAGE. The garage includes newly installed EPOXY FLOORING and a modern brick wall (2024), along with a new AC SPLIT UNIT (2023), making this space the perfect home gym, man cave, and more!! Heading outside, you’ll find your large SCREENED IN PATIO leading to the paved firepit, a FULLY FENCED IN YARD, and a newly added storage shed (2023). You’ll be able to rest assured with these additional recent upgrades: NEW ROOF (2024), NEW AC UNIT (2024), and newer water heater (2021). THAT’S NOT ALL! Just a stone’s throw away, you’ll find all that Cypress Creek has to use at your leisure, including multiple pools, a dog park, tennis & basketball courts, and more! This home is in FLOOD ZONE X, with a LOWER CDD and HOA which includes cable and internet, making this a move-in ready AND affordable home as well. If you’re not enjoying the amenities in Cypress Creek, you’ll find plenty to do at your fingertips. From Little Manatee River State Park, and the new Southshore Bay Lagoon, to one of the only Drive-In Movie Theaters left in Florida less than 10 minutes away. Two hospitals, restaurants, and more are just a short commute with 1-75, US 301, and US 41 all within a 5–10-minute reach. Whether you’re heading to Sarasota or Tampa, this home is central to multiple areas. Why wait? SCHEDULE TODAY!
Source: STELLAR #tb8315246
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315246
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315246
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.