7545 Great Swan Ct, Alexandria, VA 22306
3 beds · 4 baths · 1,476 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 7545 Great Swan Circle – A Corner Townhome Gem! This beautifully updated 3-level, 3-bedroom, 3.5-bath corner townhome is a perfect blend of comfort, style, and functionality. With modern fixtures and gleaming hardwood floors throughout, this home is completely turnkey and ready for its next chapter. The main living area is thoughtfully situated on the second level, offering elevated views and an abundance of natural light through oversized windows. The open-concept living and dining room creates a seamless space for entertaining or relaxing. The spacious kitchen is a chef’s delight, featuring granite countertops, a center island with seating for three, tall cabinetry, tile flooring, recessed lighting, stainless steel appliances, and a pantry for extra storage. An adjacent eat-in dining area opens directly onto your elevated deck—perfect for enjoying peaceful mornings or al fresco dinners overlooking lush greenery. Upstairs, the generous primary suite boasts a tray ceiling, a walk-in closet, and a luxurious en-suite bathroom with dual vanities, a soaking tub, a separate stand-up shower, and a large window inviting in natural light. Two additional bedrooms offer ample space and storage, ideal for guests, children, or a home office. The entry-level offers a cozy yet open flex space with a charming fireplace and direct walk-out access to a fully fenced backyard patio—perfect for gatherings or a quiet retreat. Community Amenities Include: Outdoor Pool, playground and well-maintained common areas. Primely situated near the Capital Beltway, you’re just minutes from premier shopping, grocery stores, fine dining, and local parks. Parking Details: 1-car garage with 1 additional driveway space.
Source: BRIGHT #VAFX2232504
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2232504
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.