754 JUNIPER ST NE APT 10 # 10, Atlanta, GA 30308
Welcome to your new home in The Sumner, a distinguished historical community where charm meets modern luxury. This beautifully renovated 2-bedroom, 2-bathroom condo is a true gem. The heart of this home is the spectacular kitchen, featuring top-of-the-line Thermador appliances, sleek countertops, and ample cabinetry. Whether you're a culinary enthusiast or just love a stylish space to prepare meals, this kitchen will not disappoint. Adjoining the kitchen is a separate dining room, perfect for hosting dinners and gatherings with family and friends. The abundance of windows throughout the condo floods each room with amazing natural light, creating a warm and inviting ambiance. Both bathrooms have been meticulously updated with high-end finishes, creating serene retreats where you can unwind after a long day. The master suite boasts a generous walk-in closet, providing an abundance of storage space and In addition to the luxurious living spaces, this condo includes a walk-in pantry, perfect for all your culinary essentials, and a separate laundry room for added convenience. A charming office nook offers a cozy space for productivity or a quiet retreat for reading. Enjoy the added convenience of secured parking, ensuring peace of mind with a designated space just for you. The condo also includes clean, private, and secure basement storage, providing ample room for all your extra belongings.Located on the top floor, you'll relish in the privacy and tranquility, along with stunning views of the surrounding area. The Sumner community itself is a haven of serenity, featuring a beautifully maintained garden area that enhances the residential feel. While The Sumner provides a peaceful sanctuary, it is also perfectly positioned for easy access to Midtown's vibrant amenities. You'll be just moments away from a variety of restaurants, parks, and all the cultural attractions that Midtown has to offer. DonCOt miss the opportunity to make this exceptional condo your new home.
You may be able to put down less than the total down payment amount of $85,607 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10372427
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.