754 Juniper St NE # 10, Atlanta, GA 30308
2 beds · 2 baths · 2,143 sqft sqft
Welcome to your new home in The Sumner, a distinguished historical community where charm meets modern luxury. This beautifully renovated 2-bedroom, 2-bathroom condo is a true gem. The heart of this home is the spectacular kitchen, featuring top-of-the-line Thermador appliances, sleek countertops, and ample cabinetry. Whether you're a culinary enthusiast or just love a stylish space to prepare meals, this kitchen will not disappoint. Adjoining the kitchen is a separate dining room, perfect for hosting dinners and gatherings with family and friends. The abundance of windows throughout the condo floods each room with amazing natural light, creating a warm and inviting ambiance. Both bathrooms have been meticulously updated with high-end finishes, creating serene retreats where you can unwind after a long day. The master suite boasts a generous walk-in closet, providing an abundance of storage space and In addition to the luxurious living spaces, this condo includes a walk-in pantry, perfect for all your culinary essentials, and a separate laundry room for added convenience. A charming office nook offers a cozy space for productivity or a quiet retreat for reading. Enjoy the added convenience of secured parking, ensuring peace of mind with a designated space just for you. The condo also includes clean, private, and secure basement storage, providing ample room for all your extra belongings.Located on the top floor, you'll relish in the privacy and tranquility, along with stunning views of the surrounding area. The Sumner community itself is a haven of serenity, featuring a beautifully maintained garden area that enhances the residential feel. While The Sumner provides a peaceful sanctuary, it is also perfectly positioned for easy access to Midtown's vibrant amenities. You'll be just moments away from a variety of restaurants, parks, and all the cultural attractions that Midtown has to offer. Don’t miss the opportunity to make this exceptional condo your new home.
Source: FMLS #7451100
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7451100
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7451100
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.