7537 Pool Compass Loop, Wesley Chapel, FL 33545
3 beds · 3 baths · 2,606 sqft
One or more photo(s) has been virtually staged. ASSUMABLE 2.5 VA LOAN!! Welcome to resort-style living in the highly sought after and desirable Epperson Ranch! This stunning home offers a blend of luxury, comfort, and access to world-class amenities. With over $60,000 in upgrades, this meticulously maintained property stands out with its attention to detail and premium finishes. Step through the grand foyer and be greeted by the stately iron staircase, one of many exquisite upgrades that make this home truly special. The formal dining room, illuminated by a new chandelier, is perfect for hosting gatherings. Designed for entertaining, the open-concept living area flows effortlessly from the dining space to the gourmet kitchen, allowing you to stay connected with guests. The kitchen is a chef’s dream, featuring upgraded Samsung appliances, a spacious walk-in pantry, and a stunning tile backsplash. Enjoy preparing meals while taking in serene pond views. The thoughtful layout of this home balances both style and function, with ample room to live, work, and play. Upstairs, a versatile open loft area offers endless possibilities, whether as a playroom, home office, or additional living space. The tranquil primary bedroom serves as a private retreat, with two additional bedrooms providing comfortable accommodations for family and guests. Also upstairs is a convenient laundry room and a full guest bathroom, adding extra convenience for daily living. Outside, the expansive paver patio offers plenty of space for al fresco dining and entertaining, while the covered lanai provides shade for year-round enjoyment. The fully fenced yard and peaceful pond views make this outdoor haven the perfect place to unwind. Additional upgrades, like remote sunscreens and security cameras, enhance convenience and peace of mind. Living in Epperson Ranch provides access to unmatched amenities, including the 7.5-acre crystal-clear lagoon, perfect for swimming, paddleboarding, or lounging on the beach. Enjoy tiki areas, a thrilling slide, a climbing wall, and a floating obstacle course. There's even a dock for paddleboards and kayaks, plus a swim-up bar for poolside refreshments. With live music and entertainment from the covered stage, there’s always something to enjoy at the lagoon. Epperson Ranch also features a dog park, miles of trails for hiking and biking, and golf cart paths throughout the neighborhood. There’s a covered playground for the little ones, ensuring everyone has something to look forward to. Even non-swimmers will find plenty to love in this vibrant community. Whether you're taking in the natural beauty, enjoying a leisurely ride, or simply relaxing by the lagoon, Epperson Ranch offers a truly unique lifestyle. This meticulously maintained home, with over $60,000 in premium upgrades, is move-in ready and waiting for you. From elegant interior touches to the thoughtfully designed outdoor space, this property offers a lifestyle that’s both luxurious and functional. Schedule your private showing today and experience the magic of Epperson Ranch for yourself!
Source: STELLAR #D6138048
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #D6138048
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.