7537 POOL COMPASS LOOP, Wesley Chapel, FL 33545
Welcome to resort-style living! This stunning home in Epperson Ranch offers a blend of luxury, comfort, and access to world-class amenities. With over $60,000 in upgrades, this meticulously maintained property stands out with its attention to detail and premium finishes. Step through the grand foyer and be greeted by the stately iron staircase, one of many exquisite upgrades that make this home truly special. The formal dining room, illuminated by a new chandelier, is perfect for hosting gatherings. Designed for entertaining, the open-concept living area flows effortlessly from the dining space to the gourmet kitchen, allowing you to stay connected with guests. The kitchen is a chef’s dream, featuring upgraded Samsung appliances, a spacious walk-in pantry, and a stunning tile backsplash. Enjoy preparing meals while taking in serene pond views. The thoughtful layout of this home balances both style and function, with ample room to live, work, and play. Upstairs, a versatile open loft area offers endless possibilities, whether as a playroom, home office, or additional living space. The tranquil primary bedroom serves as a private retreat, with two additional bedrooms providing comfortable accommodations for family and guests. Also upstairs is a convenient laundry room and a full guest bathroom, adding extra convenience for daily living. Outside, the expansive paver patio offers plenty of space for al fresco dining and entertaining, while the covered lanai provides shade for year-round enjoyment. The fully fenced yard and peaceful pond views make this outdoor haven the perfect place to unwind. Additional upgrades, like remote sunscreens and security cameras, enhance convenience and peace of mind. Living in Epperson Ranch provides access to unmatched amenities, including the 7.5-acre crystal-clear lagoon, perfect for swimming, paddleboarding, or lounging on the beach. Enjoy tiki areas, a thrilling slide, a climbing wall, and a floating obstacle course. There's even a dock for paddleboards and kayaks, plus a swim-up bar for poolside refreshments. With live music and entertainment from the covered stage, there’s always something to enjoy at the lagoon. Epperson Ranch also features a dog park, miles of trails for hiking and biking, and golf cart paths throughout the neighborhood. There’s a covered playground for the little ones, ensuring everyone has something to look forward to. Even non-swimmers will find plenty to love in this vibrant community. Whether you're taking in the natural beauty, enjoying a leisurely ride, or simply relaxing by the lagoon, Epperson Ranch offers a truly unique lifestyle. This meticulously maintained home, with over $60,000 in premium upgrades, is move-in ready and waiting for you. From elegant interior touches to the thoughtfully designed outdoor space, this property offers a lifestyle that’s both luxurious and functional. Schedule your private showing today and experience the magic of Epperson Ranch for yourself!
You may be able to put down less than the total down payment amount of $236,139 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #d6138048
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.