753 Hardwick Ct, Orlando, FL 32825
4 beds · 2 baths · 1,715 sqft sqft
LOCATION, LOCATION, LOCATION! A must see 4 BEDROOM 2 BATH POOL HOME in E Orlando (with NO HOA) this home has unique features inside and out. New Kitchen Cabinets, Ceramic tiles throughout kitchen and family room, porcelain tiles in bathrooms and one fully upgraded. Enter through the beautiful leaded glass front door to experience the beauty of this home. The SPACIOUS KITCHEN AND DINETTE AREA makes it truly FEEL at HOME. Let's not forget this home has a huge Family room with WOOD BURNING FIREPLACE and a separate living room to enjoy countless hours of time together. Step out thru the FAMILY ROOM SLIDING DOOR to experience the COMFY SCREENED PORCH overlooking the TEAR-DROP-SHAPED SCREENED POOL. Experience the peacefulness surrounding you in the privacy of your very own Florida oasis in the fenced yard with a natural border of native Florida plants. The very desirable floorplan boasts of the 2 WAY BEDROOM SPLIT with Owner’s bedroom on one side of the home and 3 bedrooms on the other. What an awesome lifestyle to come home to your own Florida Oasis while living so close to all attractions, beaches and colleges – Waterford Town Center shopping and dining in 10 minutes, take 408 E/W Expressway to downtown Orlando in 15 minutes, UCF in 15 minutes, Orlando International Airport in 15 minutes, East Coast Beaches in less than an hour and of course, the awesome Orlando attractions in 45 minutes! So much with NO HOA costs! Set your appointment to see this special home asap! It truly is a GEM!
Source: STELLAR #s5109226
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5109226
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5109226
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.