753 Daybreak Pl, Longwood, FL 32750
6 beds · 4 baths · 3,173 sqft
Your private oasis awaits. This lovely 6/3.5 SALTWATER POOL HOME is on a quiet street in Oakmont Reserve in Longwood. You will be impressed the moment you step inside. To the right is an elegant formal dining with unique curved doorways. The dining room seamlessly flows into the open floorplan kitchen. The eat-in kitchen has Stainless Steel High-end Bosch European Convection Double Ovens and a Bosch Dishwasher, which are a Chef's dream. Complete with 42" Espresso Cabinets with Granite Countertops. The Primary Bedroom features a view of the pool, a huge walk-in closet, and a spacious bathroom featuring dual vanities, a separate stand-up shower with frameless glass doors, and a beautifully designed tiled soaking tub. From the kitchen, you overlook the family room leading to the covered Lanai and dream pool. Step outside to the screened lanai and take in the TRANQUIL view of green space with NO REAR NEIGHBORS. The pool area has plenty of space under the lanai to sit and enjoy the peace and serenity of your private backyard or take a swim in the custom Holland saltwater pool with Jandy LED color lighting system to create the perfect mood! Relax in the sun and stay cool on the pool's sundeck with a bubbler feature between 2 chaise pool loungers. The second floor features 5 bedrooms (one bedroom has double doors and can be used as an office or den) and 2 full bathrooms plus a bonus room/loft area. Great space for work at home and/or school at home The floor plan of this home is perfect for entertaining with seamless indoor and outdoor spaces for friends & family to gather. Ring and Blink camera system installed in and outside of the home. The first floor also features a powder room, spacious laundry room, 2 2-car garage with extra storage space. Additional items to highlight are energy-efficient windows, spray foam insulation, a security system, a sprinkler system, high ceilings, recessed lighting, and a ring doorbell to name a few. The home offers an abundance of natural light. Oakmont Reserve is located in the desirable Longwood area and zoned for highly rated Seminole County Schools. Close to the Cross Seminole Trail and Seminole Wekiva Trails, shopping & entertainment, and within 15-30 minutes of Sanford-Orlando Airport and OIA. It's just a short trip to the beaches and all of Orlando's world-famous theme parks! The City is also the site of 1 of the 13 stations along the 61-mile SunRail commuter rail line which provides regional transit from DeBary to Sand Lake Road in Orlando. In addition to its location at the intersection of 2 major roads, the SunRail station is located within the City’s Heritage Village TOD District and is in walking distance of the City's nationally recognized Historic District, which includes the City Hall complex, Reiter Park, and the Health Core where South Seminole Hospital is located. True Florida living & lifestyle. Schedule your showing today!
Source: STELLAR #O6289713
Financials
Source: STELLAR #O6289713
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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