7528 SW 102nd Loop, Ocala, FL 34476
3 beds · 2 baths · 2,105 sqft
Stunning home situated in Hidden Lake boasts incredible features. This beautiful dwelling includes 3 bedrooms, 2 bathrooms, and a 2-car garage. Upon entering through the front double doors, a grand foyer with an exquisite chandelier will welcome you. The home showcases high ceilings, skylights, chandeliers, ceiling fans, plant shelves, and tile and luxury vinyl plank flooring (no carpet), and fresh paint throughout interior, including walls, ceiling, doors, trim and baseboards. The living room features 2 skylights, a combination ceiling fan and chandelier, and sliding glass doors that lead to the lanai. The impressive kitchen offers plenty of room with abundant counter space and cabinets, stainless steel refrigerator and dishwasher, updated cabinetry hardware and faucet, a pantry, an island with a sink and granite countertop, and a cozy cafe area with a bay window and sliding glass doors to the lanai. For more formal occasions, there is a separate dining room. The family room, adjacent to the kitchen, showcases a captivating corner gas and wood fireplace in an L shape, along with a skylight, a plant shelf, and a ceiling fan. The owner's suite is impressively spacious and includes high ceilings, a plant shelf, dual walk-in closets, sliding doors leading to the covered screened patio, and a built-in desk area. The ensuite is equally grand and boasts a generous walk-in shower with a privacy glass door, a large vanity with double sinks, a luxurious jetted tub, and a wall-mounted fireplace. Both Bedroom 2 and 3 have high ceilings, with Bedroom 3 also featuring a plant shelf and access to storage over the guest bathroom. Complete renovation of guest bathroom including upgraded tub and tile that stretches to the ceiling, new toilet, vanity, faucet, mirror and paint, complemented by beautiful tile flooring. The laundry room is well-equipped with upper cabinets. Don't miss out on this perfect family home! The spacious screened lanai has upgraded privacy screen and offers a stunning view of the backyard, making it an ideal spot for hosting gatherings. The garage boasts two windows for ample natural light, as well as overhead storage and a door leading to the outside. The large lot and custom landscaping add to the charm of this home. Make sure to schedule a viewing today before it's too late!
Source: STELLAR #om686791
Source: STELLAR #om686791
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om686791
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.