7525 Sage Oak St, Live Oak, TX 78233
3 beds · 1 baths · 1,421 sqft
Welcome to 7525 Sage Oak, a cozy yet updated single-story home nestled in the desirable Live Oak community. This charming 3-bedroom, 1-bathroom residence offers a blend of modern updates and classic comfort, making it a must-see for homebuyers seeking style and space. Updated interior featuring custom cabinetry, granite countertops, and beautiful flooring throughout. Two spacious living areas, perfect for relaxing, entertaining, or creating a versatile family space. Extra large backyard with mature trees, offering ample space for outdoor activities, gardening, or just enjoying the peaceful surroundings. Covered patio, ideal for unwinding in the shade during hot Texas summers. Generously sized lot in a gorgeous neighborhood with tree-lined streets and a welcoming community feel. Located in a tranquil, family-friendly neighborhood, this home offers easy access to top-rated schools, local parks, and nearby shopping and dining options. Enjoy suburban living with quick access to major highways for a smooth 15 mile commute to downtown San Antonio. Randolph Air Force Base - 5 miles, Retama Park Race Track - 4 miles, Randolph Air Force Base - 5 miles: Convenient for military families or employees working at the base. Northeast Methodist Hospital - 2 miles. Live Oak City Park - 1.5 miles: A local favorite for outdoor activities, featuring walking trails, playgrounds, and sports fields. The Forum at Olympia Parkway - 3 miles: A large shopping center with popular retailers like Target, Home Depot, and a variety of restaurants and entertainment options. Don't miss your chance to own this beautifully updated home - schedule a showing today before it's gone!
Source: SABOR #1811860
Source: SABOR #1811860
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1811860
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.