7517 Soane Grv, Peyton, CO 80831
3 beds · 3 baths · sqft
Welcome to this charming home that combines style, functionality, and comfort. Step inside to an inviting open-concept layout, where a flexible space to the right greets you — ideal for a formal dining area or a cozy mudroom tailored to your needs. Beyond this area, the living room impresses with its soaring ceilings, adding a spacious and airy feel that’s perfect for relaxation or entertaining. The dining area overlooks a delightful backyard deck, seamlessly blending indoor and outdoor spaces for gatherings. The kitchen is a true highlight, boasting updated appliances and recently installed butcher block countertops that enhance both the look and functionality of the space. Just past the kitchen, you'll find access to the garage, which offers built-in storage shelving for ample additional storage. As you head upstairs, you’ll find three generously sized bedrooms. To the right, the primary suite features high ceilings, a private bathroom, and a well-sized closet, creating a comfortable and private retreat. Down the hall, a second bathroom serves the other two bedrooms, providing great space and convenience for family members or visitors. This home has seen significant updates, including a freshly painted exterior in 2024, a new water heater installed in 2021, and a roof replacement completed in 2017. Thoughtfully designed and meticulously maintained, this home is ready to meet your unique lifestyle needs – come and make it yours!
Source: PPMLS #2437591
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #2437591
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2437591
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.