75102 Fern Creek Dr, Yulee, FL 32097
4 beds · 3 baths · 2,511 sqft
Open House Sat December 7th from 11:00 AM - 2:00 PM. Welcome to the River Glen Community, where comfort, convenience, and luxury meet! This stunning 4-bedroom, 3-bathroom home with a spacious 3-car garage offers 2,511 sq. ft. of beautifully designed living space — the ideal setting for both entertaining and everyday living. As you step inside, you're greeted by a sophisticated glass-front door that opens to a wide, welcoming foyer. The expansive open-concept floor plan flows effortlessly from one room to the next, providing a sense of space and openness. The gourmet kitchen is a chef's dream, featuring a large island with elegant granite countertops, a deep double sink, stainless steel appliances, and a walk-in pantry. A separate laundry room adds extra convenience. The thoughtfully designed layout includes two bedrooms that share a full bathroom, and a third bedroom with bathroom next to it, perfect for guests or family members who desire added privacy. But it's the master suite that will truly steal your heart.Bathed in natural light and highlighted by a tray ceiling, this private retreat is spacious and serene. The luxurious master bath boasts separate vanities, a glass-enclosed shower, a relaxing soaking tub, and ample closet space. Step outside through the three-panel sliding doors to the screened lanai, where you can enjoy peaceful views of your large, fenced backyard an ideal setting for outdoor dining, relaxing, or entertaining. As if the home itself weren't enough, River Glen offers an exceptional amenity center that includes an Olympic-style pool, two tennis courts, a full basketball court, a baseball field, a fully-equipped fitness center, a kids' splash pad, and a playground. All these wonderful amenities are just a short walk, bike ride, or drive away, and a private kayak launch, making it easy to stay active and enjoy the outdoors. This home and community truly offer everything you need for a comfortable, active lifestyle. Don't miss the chance to experience it in personschedule your tour today!
Source: REALMLS #2054337
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2054337
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2054337
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2024 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.