75 Indian Springs Dr, Jefferson, GA 30549
3 beds · 2 baths · 1,695 sqft
Are you in search of a cozy, ranch style home in the Jefferson School District? Look no further! This charming 3-bedroom, 2-bath home is nestled in a serene and friendly neighborhood, that offers both comfort and convenience for you and your family. As you step inside, you'll be greeted by a warm and inviting living room that sets the tone for the rest of the house. The open-concept design seamlessly connects the living area to the kitchen, complete with modern appliances and counter space for all your culinary adventures. The three bedrooms are generously sized, providing ample space for relaxation and privacy. The master bedroom boasts an ensuite bathroom, giving you a personal retreat to unwind after a long day. The additional bathroom is well-appointed and easily accessible for guests and family members alike. One of the standout features of this home is its beautiful, private backyard. Whether you enjoy gardening, entertaining, or simply soaking up the sun, this outdoor space offers endless possibilities. Imagine summer barbecues, evening stargazing, and weekend relaxation in your very own oasis. One thing you will not have to worry about is a new roof, this house just got a complete new roof and gutters last year! Located close to Jefferson schools, this ranch house combines the best of suburban living with easy access to urban amenities. It's the ideal place to call home for families, professionals, and anyone seeking a peaceful yet connected lifestyle. Don't miss out on this incredible opportunity! Contact us today to schedule a viewing and see for yourself why this charming ranch house is the perfect place for you. We can't wait to welcome you home!
Source: FMLS #7533367
Financials
Source: FMLS #7533367
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.