75 Haig Ct, Georgetown, SC 29440
3 beds · - baths · sqft
Nestled within a prestigious golf community, this immaculate luxury home offers unparalleled elegance and comfort. Positioned along the serene second fairway, the property boasts expansive views of the meticulously manicured greens. The home itself features a sophisticated design with spacious, light-filled interiors, high ceilings, and premium finishes throughout. The living space offers a white mantel fireplace with tile accents, complemented by custom-built shelving, recess lighting, smooth ceiling, triple crown molding and French doors that lead to a screen porch haven. The white cabinet kitchen features solid surface counter tops, stainless steel appliances, large pantry area, breakfast bar and a breakfast nook that offers delightful views of the back deck/ patio area. The master suite is a sanctuary of comfort, featuring a tray ceiling and a lavish master bath complete with a Jacuzzi tub for ultimate relaxation, a walk-in shower and dual walk-in closets. This exquisite home is characterized by its timeless architectural details, featuring arched windows and doorways throughout adding a touch of sophistication and classic charm, enhancing the home's overall aesthetic. Additional features of this remarkable home include two bonus rooms above garage perfect for a guest suite, home office, playroom or media room, a 7500/9000 watts generator, private well for irrigation system, ample storage spaces and a 2 car garage. Residents of this exclusive community enjoy not only the privilege of golf course living but also access to the beautiful Black River and to the Intracoastal waterway. Residents can opt for a golf membership to the 18-hole championship golf course that was founded in 1972 and designed by the renowned Porter Gibson and Bob Toski. Then after you play golf, you can enjoy the charming Brick House Pub with high quality light fare and premium beverages. Don't miss your opportunity to be a part of the Wedgefield Plantation community.
Source: MYRTLEBEACH #2417305
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2417305
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2417305
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.