75 Greatwood Dr, White, GA 30184
4 beds · 3 baths · 2,110 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully remodeled split-level home in the charming community of White, GA! This gem has been completely updated with new floors, fresh paint, modern fixtures, and so much more, making it the perfect blend of style and comfort. Set on over half an acre of land, this home offers plenty of space to spread out and enjoy. The huge deck is perfect for entertaining family and friends, whether you're hosting summer BBQs or enjoying peaceful evenings under the stars. The expansive yard offers endless possibilities for outdoor fun or future projects, all with no HOA! Inside, you'll love the open, airy feel with tons of natural light streaming through every room. The eat-in kitchen is ideal for casual dining, while the separate dining room overlooks the front yard, giving you a great space to enjoy family meals or entertain in style. The split-level layout offers the perfect balance of space and privacy, and the basement adds even more value with an additional bedroom and full bathroom, making it perfect for guests or as a private retreat. Located just 2 miles from Lake Allatoona and with easy access to Highway 20 and I-75, you'll have quick access to everything you need while enjoying the peace and quiet of this wonderful community. This home is ready for you to move in and make it your own. With its stunning updates, spacious layout, and unbeatable location, this one won't last long. Schedule your showing today and make this dream home yours!
Source: FMLS #7555424
Source: FMLS #7555424
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.