75 Field Planters Cir, Carolina Shores, NC 28467
3 beds · 2 baths · sqft
Start living your best life at the coast! This low-maintenance townhome at 75 Field Planters Circle in The Farm at Brunswick offers 2,000 square feet of living space, featuring 4 bedrooms and 2 full bathrooms. Perfectly situated near Sunset Beach and downtown Calabash, you'll enjoy the best of coastal living, dining galore, medical, grocery, shopping, boating, golf and so much more! Step inside to discover a spacious, open floor plan that's ideal for both relaxation and entertaining. The heart of the home is the inviting living, kitchen, dining and sunroom space with a great open flow and welcoming feel. In the kitchen, quality cabinets frame newly installed Corian countertops, and a roomy pantry. The sunroom delights with a bank of windows providing tons of natural light, creating a bright and airy atmosphere. Retreat to the back patio, complete with a small fence and motorized sun setter shade for those bright, sunny Carolina afternoons. The primary bedroom suite has been thoughtfully updated with a larger walk-in shower, adding a touch of luxury to your daily routine. An expanded sitting area adds to to the owner's retreat, creating a nesting area for a good read or lounge space. For those who work from home or need a quiet space, the downstairs study can accommodate or could easily serve as a fourth bedroom. The homeowners have lovingly enhanced this property with custom molding, plantation shutters, and storm doors, adding both style and functionality. The two-car garage, complete with a utility sink, offers ample storage space for all your beach gear. Located in a vibrant community, The Farm offers fiber optic connectivity and a fantastic amenity clubhouse, pool, playground and fitness facility. This idyllic location puts you just minutes away from pristine beaches and world-class golf courses. Experience low-maintenance, easy living by the coast in this meticulously cared-for townhome. Don't miss your chance to make this coastal gem your own!
Source: NORTHCAROLINAREGIONAL #100472647
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100472647
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100472647
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.