749 Bear Creek Pt, Mansfield, GA 30055
6 beds · 4 baths · 4,581 sqft sqft
Luxury Modern Farmhouse Smart Home on Lakefront Lot! Discover the epitome of modern living with this stunning luxury modern farmhouse smart home, beautifully situated on an OWNED, NON-RESTRICTED lakefront lot. This exceptional property offers a perfect blend of cutting-edge technology, sophisticated farmhouse design, and tranquil natural surroundings, creating an unparalleled lifestyle experience. Prime Lakefront Location: Enjoy views of the serene lake from multiple vantage points throughout the home. Private access to the lake leading to your own dock, perfect for boating, fishing, or simply relaxing by the water. State-of-the-art smart home system that seamlessly integrates lighting, climate control, security, and entertainment, all accessible via your smartphone or voice commands. High-speed internet ensuring uninterrupted connectivity for all your smart devices. For your four-legged fam, and amazing smart room for them, too! Spacious open floor plan with floor-to-ceiling windows that flood the home with natural light and provide uninterrupted views of the lake. Gourmet chef's kitchen featuring top-of-the-line appliances, custom cabinetry, and a large island perfect for entertaining. Large, walk in pantry with natural light for fresh herbs. Luxurious master suite on the main level with a spa-like ensuite bathroom, and an expansive, double walk-in closet. Additional Master suite on the second level with its own ensuite bath. Multiple additional bedrooms, each offering privacy and comfort for family and guests. State-of-the-art home theater with surround sound and plush seating for an immersive cinematic experience. Enjoy outdoor living a covered patio with lake view. Self-sustainable, energy-efficient design with whole house generator, high-performance insulation, and smart thermostats to minimize your environmental footprint. Spacious three-car garage with smart access and ample storage space, additional detached two car garage and expandable parking for RV/boat/kayak/jetski storage. Secure and private lot offering privacy and peace of mind. This luxury smart home on a lakefront lot is more than just a residence; itCOs a lifestyle. Experience the ultimate in modern convenience, luxurious comfort, and natural beauty. Schedule your private tour today and step into a world of unparalleled elegance and innovation. VA Assumable at 3.5%!!
Source: GAMLS #10332459
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10332459
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10332459
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.