748 Fireside Dr, Aubrey, TX 76227
5 beds · 5 baths · 3,553 sqft sqft
Stunning North Facing American Legend Beauty!! This two story home truly has room for everyone with 5 bedrooms, 4 full baths plus a half bath, an office, formal dining area, large gameroom, and a tandem 3 car garage. Located steps from the pocket park and walking distance to the middle school and all the amenities Union Park has to offer! The front porch is covered and just darling for a few rocking chairs. The foyer welcomes you into handscraped hard wood floors and a home office in the front for privacy. There is a half bath and formal dining leading you into the open Kitchen and family room floor plan. The kitchen is great for entertaining and has gas appliances and granite counters. Primary bedroom is downstairs and the ensuite features a large double vanity, garden tub and separate shower with a massive walk in closet. Another bedroom is downstairs with its own ensuite bath. Upstairs are 3 bedrooms, one also has its own ensuite bath, a large gameroom with built in storage and a media room for fun family movie nights. There is a pool sized backyard as well! Home has fresh new paint and carpet throughout! Neighborhood amenities include pickle ball, sand volleyball, a fitness gym, two resort style pools, basketball courts, yoga room, food truck park, dog park, bike trails, running paths, a clubhouse, playgrounds, catch and release ponds and events all year long. This is HOME!! Close to the new COSTCO and HEB and lots of shopping and dining.
Source: NTREIS #20758243
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20758243
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20758243
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.