7476 Eastern Circle Dr, Brooksville, FL 34613
2 beds · 2 baths · 966 sqft
Welcome to High Point, a 55+ Retirement Golf Community located in the West Coast town Of Brooksville, Florida. An array of amenities such as an 18 Hole Golf Course complete with a Driving Range and Practice Green along with a bar and food available in their club area, a Solar-Heated Swimming Pool with Sundeck, Tennis and Pickleball Courts, Shuffleboard and Bocce Ball Courts, Horseshoe Pits and even Cornhole. A large Community Center complete with stage, dance floor, and kitchen serves as a hub for dances, social events, banquets, concerts and other activities including ballroom and line dancing lessons, card nights, and exercise classes. Weekly at the club house, they have dime jingle, dominos and card games to name a few. Events hosted monthly feature entertainment from singers, bands and others. Within the community you'll also find a Library, Computer Center, Dog Park, RV and Storage area. Whether you're considering retiring or snow birding, the beautiful Gulf of Mexico is less than fifteen minutes away from the doorstep of this 2 Bedroom, 2 Bathroom home. Relax on the back porch while barbequing in the fully fenced in yard, dogs are welcome here so there's plenty of room for them to run around in. Just off the carport out front is a screened in lanai, providing additional area for entertaining. This home is bright and airy, located near shops, restaurants, hospitals, the beach and ready for a new owner to make it their own. High Point is a Deed-Restricted Community, all lots are individually owned, all owners belong to the Home Owners Association and fees are kept to a consistently low level. The Board of Directors have established Replacement and Capital Improvement Funds to ensure for replacement, repairs and rejuvenation to keep the community up to date and pristine. Come take a tour and discover why folks say High Point is a great place to live. Tampa airport and attractions are only a 45 minute drive away.
Source: STELLAR #TB8367376
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8367376
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.