7474 SW 78TH TER, Ocala, FL 34481
Rediscover community living at Liberty Village, an intimate 55+ neighborhood with fewer than 200 homes. Neighbors connect on scenic walks around the retention pond or while strolling with their dogs along tree-lined sidewalks. This almost-new, Lennar Tivoli model home, built in November 2022, offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. Ideally situated for privacy, the home backs onto a peaceful area with no rear neighbors and is just a short walk from the new community center featuring a pool, bocce ball, pickleball courts, and walking trails. This smart home is equipped with Ring security, MyQ garage, and MESH WiFi. The screened lanai features LVP flooring, a ceiling fan, and built-in TV-ready backing with HDMI wiring, making it perfect for outdoor entertainment. Inside, you'll find upgraded finishes throughout, including white marbled quartz countertops in the kitchen and bathrooms, custom glass shower enclosures, and comfort-height elongated toilets. The kitchen is a chef’s dream with a center island, seated bar, breakfast nook, pantry, and upgraded cabinet pulls. The formal dining room and kitchen island are adorned with elegant wainscoting. The fully fenced backyard offers privacy with a 6ft white vinyl fence, and the entire property is serviced by a landscaped sprinkler system. The master suite features a spa-like shower with dual showerheads (rain, regular, and handheld) and an en suite with a walk-in shower, as does the front bedroom. This non-smoking home also includes brand new washer/dryer and refrigerator units, never used as the owners had their own. **Low HOA ** No CDD. This move-in ready home offers luxury, convenience, and a vibrant community lifestyle. Conveniently located near a variety of amenities such as retail, dining options, parks, golf courses, medical facilities, and hospitals, this home is also just a short 10-minute drive from the prestigious World Equestrian Center. . Take advantage of the opportunity to schedule a private tour of this property and secure an exceptional value before it's gone. RV owners will appreciate the proximity of covered RV rental space within the community. With numerous seller upgrades, this home is situated in a newer active adult masterplan community that offers flexibility for multi-generational living arrangements. take advantage of a flexible closing timeline to settle in just in time for the holidays. NEW PHOTOS COMING SOON
You may be able to put down less than the total down payment amount of $79,992 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3548541
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.