7474 SW 78th Ter, Ocala, FL 34481
4 beds · 3 baths · 2,292 sqft
Rediscover community living at Liberty Village, an intimate 55+ neighborhood with fewer than 200 homes. Neighbors connect on scenic walks around the retention pond or while strolling with their dogs along tree-lined sidewalks. This almost-new, Lennar Tivoli model home, built in November 2022, offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. Ideally situated for privacy, the home backs onto a peaceful area with no rear neighbors and is just a short walk from the new community center featuring a pool, bocce ball, pickleball courts, and walking trails. This smart home is equipped with Ring security, MyQ garage, and MESH WiFi. The screened lanai features LVP flooring, a ceiling fan, and built-in TV-ready backing with HDMI wiring, making it perfect for outdoor entertainment. Inside, you'll find upgraded finishes throughout, including white marbled quartz countertops in the kitchen and bathrooms, custom glass shower enclosures, and comfort-height elongated toilets. The kitchen is a chef’s dream with a center island, seated bar, breakfast nook, pantry, and upgraded cabinet pulls. The formal dining room and kitchen island are adorned with elegant wainscoting. The fully fenced backyard offers privacy with a 6ft white vinyl fence, and the entire property is serviced by a landscaped sprinkler system. The master suite features a spa-like shower with dual showerheads (rain, regular, and handheld) and an en suite with a walk-in shower, as does the front bedroom. This non-smoking home also includes brand new washer/dryer and refrigerator units, never used as the owners had their own. **Low HOA ** No CDD. This move-in ready home offers luxury, convenience, and a vibrant community lifestyle. Conveniently located near a variety of amenities such as retail, dining options, parks, golf courses, medical facilities, and hospitals, this home is also just a short 10-minute drive from the prestigious World Equestrian Center. . Take advantage of the opportunity to schedule a private tour of this property and secure an exceptional value before it's gone. RV owners will appreciate the proximity of covered RV rental space within the community. With numerous seller upgrades, this home is situated in a newer active adult masterplan community that offers flexibility for multi-generational living arrangements. take advantage of a flexible closing timeline to settle in just in time for the holidays. NEW PHOTOS COMING SOON
Source: STELLAR #t3548541
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3548541
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3548541
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.