745 Asturias Rd, Davenport, FL 33837
2 beds · 2 baths · 1,468 sqft
Nestled within the serene community of Dell Webb in Davenport, Florida, this enchanting home offers an unrivaled living experience. Boasting 2 bedrooms and 2 bathrooms, the 1468 Sq Ft residence is a testament to modern luxury and comfort. As you step inside, you are greeted by a flood of natural light that illuminates the stylish interiors. The home features central AC and heating to ensure year-round comfort, extended with a sunroom for extra space that opens up to a private outdoor living space for quiet morning coffee or entertaining family and friends. The gourmet kitchen is a culinary masterpiece, showcasing granite countertops, sleek cabinetry, and modern finishes that elevate the space. The luxuriously appointed master bath provides a spa-like retreat, perfect for unwinding after a long day. The spacious rooms allows ample space for relaxation and entertainment, with walk-in closets providing convenience and storage. Embrace the breathtaking views of the landscaped yard from the comfort of your home, or step outside to enjoy the community amenities and events that foster a vibrant and welcoming atmosphere. The gated community offers peace of mind and security, while the established neighborhood exudes a sense of community and camaraderie. Discover parks and recreation areas nearby, perfect for outdoor enthusiasts and nature lovers. The safe and friendly neighborhood provides a tranquil setting for residents to call home, with walking trails offering a scenic escape for leisurely strolls. Experience the best of Florida living in this charming home located in a vibrant and thriving community. DEL WEBB DAVENPORT is a 55+ community with a tavern, indoor walking track, indoor and outdoor pools and spas and fitness center. Outdoor activities include tennis, bocce, basketball and pickleball. Miles of biking and walking trails within Ridgewood Lakes gated community. Located conveniently to Shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is minutes away.
Source: STELLAR #o6206988
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6206988
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6206988
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.