745 Asturias Rd, Davenport, FL 33837
2 beds · 2 baths · 1,468 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled within the serene community of Dell Webb in Davenport, Florida, this enchanting home offers an unrivaled living experience. Boasting 2 bedrooms and 2 bathrooms, the 1468 Sq Ft residence is a testament to modern luxury and comfort. As you step inside, you are greeted by a flood of natural light that illuminates the stylish interiors. The home features central AC and heating to ensure year-round comfort, extended with a sunroom for extra space that opens up to a private outdoor living space for quiet morning coffee or entertaining family and friends. The gourmet kitchen is a culinary masterpiece, showcasing granite countertops, sleek cabinetry, and modern finishes that elevate the space. The luxuriously appointed master bath provides a spa-like retreat, perfect for unwinding after a long day. The spacious rooms allows ample space for relaxation and entertainment, with walk-in closets providing convenience and storage. Embrace the breathtaking views of the landscaped yard from the comfort of your home, or step outside to enjoy the community amenities and events that foster a vibrant and welcoming atmosphere. The gated community offers peace of mind and security, while the established neighborhood exudes a sense of community and camaraderie. Discover parks and recreation areas nearby, perfect for outdoor enthusiasts and nature lovers. The safe and friendly neighborhood provides a tranquil setting for residents to call home, with walking trails offering a scenic escape for leisurely strolls. Experience the best of Florida living in this charming home located in a vibrant and thriving community. DEL WEBB DAVENPORT is a 55+ community with a tavern, indoor walking track, indoor and outdoor pools and spas and fitness center. Outdoor activities include tennis, bocce, basketball and pickleball. Miles of biking and walking trails within Ridgewood Lakes gated community. Located conveniently to Shopping at Posner Park (4 miles), Disney World, Universal Studios, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is minutes away.
Source: STELLAR #O6206988
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6206988
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.