7445 Talbot Colony, Atlanta, GA 30328
4 beds · 4 baths · 3,994 sqft
Welcome to 7445 Talbot Colony, a beautifully updated home in the heart of Sandy Springs, offering charm, privacy, and modern convenience with no HOA. Nestled in a quiet, tree-lined neighborhood near Perimeter Center, this home provides the perfect blend of tranquility and accessibility. Step inside to discover a warm and inviting layout designed for comfort and functionality. The main level features a bright and airy living space, a well-appointed kitchen, and a convenient bedroom with a full bathroom—ideal for guests or a home office. Upstairs, two spacious bedrooms each come with their own private bath, creating a peaceful retreat at the end of the day. This home has been thoughtfully upgraded with a new roof (30 year warranty), fresh exterior and interior paint, 50 year Hardie plank siding , new gutter system with gutter guards and downspouts, as well as durable LVP flooring upstairs. The newly stained deck offers a perfect space for morning coffee or evening relaxation, while the updated garage door with Wi-Fi connectivity adds modern convenience. A newer water heater and an efficient HVAC system ensure year-round comfort. As well as a transferable termite protection policy. With easy access to GA-400 and I-285, you’re just minutes from premier shopping, dining, and entertainment. Best of all, the state-owned land surrounding the property guarantees privacy with no future development to the left or behind the home. This is more than just a house—it’s a place to call home. Move-in ready and waiting for its next owner, don’t miss your chance to experience the charm and convenience of 7445 Talbot Colony. Schedule your showing today!
Source: FMLS #7544498
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7544498
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.